โAt Imperium Lending, we focus on ensuring that we custom tailor a solution that accomplishes your specific goals. We make the mortgage process simple by doing the shopping for you! In addition, we compare solutions with the top mortgage lenders in the industry, so rest assured, we make the mortgage shopping process easy for you!โ
We have formed strategic partnerships with the top mortgage lenders in the nation. This allows us to recommend the best lender for each specific scenario based upon your specific goals. You will then have the confidence to make the right decision with certainty.
These strategic partnerships have granted us access to the industryโs lowest interest rates, which allows us to pass those savings along to you. Aligning yourself with Imperium Lending gives the competitive advantage to ensure that you lock in the lowest rate.
Ensuring that you find the lowest closing costs is always a focus when selecting the correct lender and program. We get paid by the lender, which eliminates any unnecessary fees โ leaving you with the lowest costs possible.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV.
If an advertisement states or implies that a consumer can reduce his monthly payment by refinancing his current mortgage loan, a mortgage lender or mortgage broker shall clearly and conspicuously disclose to the consumer that by refinancing the consumerโs existing loan, the consumerโs total finance charges may be higher over the life of the loan.