Mortgage Lenders | Imperium Lending | Troy

​Get your 15-Year Fixed Rate Mortgage Today

Get a FREE quote on a 15-year ffixed-ratemortgage & save thousands of dollars per year.

Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless
Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless
The Lowdown on 15-Year Fixed Rate Mortgage...
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The 15-Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than add adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.


1. ​ Fixed Rates

2. Our Specialties
3. Adjustable-rate Mortgage (ARM)
4. Reduced Lender Fees