Mortgage Lenders | Imperium Lending | Troy

Get your 30-Year Fixed Rate Mortgage Today!

Get a FREE quote on a 30-year fixed-rate mortgage & save thousands of dollars per year.

Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless
Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless
The Lowdown on 30 Year Fixed Rate Mortgage.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor.
The 30-Year Fixed-Rate Mortgage Loan Process
Here’s how our home loan process works:

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. However, when interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run because you can lock in the rate for the life of your loan.

1. ​ Fixed Rates

2. Our Specialties

3. Adjustable-rate Mortgage (ARM)
4. Reduced Lender Fees